CASH ON DEMAND: film noir’s Christmas Carol

Cash on Demand, made in 1962 by the British horror schlock studio Hammer Films, is ticking bomb suspenser and a Perfect Crime movie. It’s also an unlikely Christmas movie, with characters that evoke Dickins’ A Christmas Carol.

The Scrooge is the manager of a bank branch (Peter Cushing) – everyone’s most despised boss. He revels in the tyranny of his miniature fiefdom and never misses a chance to make the jobs of his underlings unnecessarily onerous or humiliating. The Bob Cratchit (Richard Vernon) is the dedicated and able bank clerk, who is doing his best while under the manager’s sadistic thumb.

The manager gets his comeuppance when a posh customer (André Morell) arrives. The manager’s kowtowing and boot-licking is interrupted by the discovery that the customer is actually pulling a heist and forcing the manager – by threatening his family – to help.

The crook has apparently thought of every possibility and devised a perfect heist. Cash on Demand becomes a bank procedural as we learn about 1862 state-of-the-art vault security.

There’s a deadline – the vault needs to be emptied at a certain time or the manager’s family will come to grief, All of Cash on Demand occurs in real time and all inside the bank, under the inescapable face of the wall clock.

Andre Morell’s bank robber, while ruthless, is generally jovial – the very model of clubby affability. Cash on Demand is a study in contrast between the cool-as-a-cucumber crook and the bank manager, who looks absolutely stricken throughout the movie.

Cash on Demand is sometimes available on TCM Watch and can be streamed from Flix Fling.